On the subject of credit card, I learn something new recently while watching the RMCN credit services in Youtube – “good credit is like cash in the bank“.

This video is about an American company which specializes in repairing credits i.e. improving ones “creditworthiness” to increase ones chances of getting their loans or credit cards applications approved. In layman language, banks (among others) will check the financial background of anyone applying for credit to gauge and determine an applicant’s ability to pay. Bad debts or defaulting on payments all contribute to low credit scores and minimises the chances of getting loans or credit card approved.

One testimonial in the video speaks of how this company helped one lady raised her credit scores and successfully allowed her to get a housing loan.

I have heard of credit scores but I am not sure how anyone’s creditworthiness is improved and even more unsure if we have such companies that do similar services here in Brunei.

When it comes to universities that offer online programs, there are a few names which we regularly come across and most of them are based in the USA.

Now here is another establishment – Western Governors University – which anyone interested in doing online degree in the fields of education, business, information technology and health should check out.

Established 11 years ago, it was even featured in the TIME magazine in 2008, tantalisingly described as “The best relatively cheap university you’ve never heard of”. It is perhaps one of the few purely online university to ever receive such public accolade.

And rightly so, as their approach is different from most online programs. Instead of the typical subject based and credit-hour based as with most universities, WGU requires their students to demonstrate their competency via online exams – perfect for working adults wanting to keep their jobs and pursue some masters degree online.

However, although WGU is an accredited online program school, I wonder if they are recognized in our part of the world.

There is nothing more annoying than to hear someone mention about my weight. Especially when the comment comes along with the insinuation that intentional dieting is involved.

Maybe that’s the easiest excuse for folks who find it hard to shed their own weight whenever they see someone  who is “blessed” (or cursed, depending on if you’re fat/skinny not by choice)  in this area.

Actually, to put it simply, genetic and lifestyle play huge factors. Raising a family of young kids without help until the husband is home, is no joke. Anyone who says that doing housework and childcaring won’t make you burn as much calories as exercising on some fitness equipment meant only one thing – they did not do much housework to speak of.

But if you’re a working professional who has good reasons not to do much housework, then make use of the staircase in your building – and you will definitely see positive results even if you only go up and down 2 storeys every day.

It is too bad that my kids do not enjoy pineapple as much as they like papaya – which just will not grow in my garden at all!. Even though I water these few papaya trees quite regularly (as compared to the pineapples), 2 of the shoots were attacked my fungus and the other one does not look that much better.

But my pineapple continued to grow without being cared for at all (since I am not fond of being scratched by its spiky leaves).

Since we moved here, my husband and I have had one pineapple from our garden and quite looking forward to the next harvest. The problem is, it is hard for just the two of us to eat one whole fruit.

Recently I read that pineapple juice can be used as a mask to remove blackheads on nose. Read the recipe here. So if we struggle to finish the next pineapple harvest, I will probably try this.